Complete Guide to Panama City, FL Fishing (Full Breakdown)

Panama City offers some of the best coastal fishing in Florida. Knowing the species of sportfish available in Panama City waters and when to catch them can help you catch more fish.

The six most sought-after gamefish in Panama City waters are red snapper, cobia, king mackerel, mahi-mahi, Spanish mackerel, and grouper, as they are readily available in inshore and nearshore waters.

In this guide, I break down all the species you can target in Panama City waters, different techniques, and the best times to fish here in these rich coastal waters.

big dolphin jumps from water

10 Best Fishing Spots in Rockport Waters

Russell-Fields Pier: A popular pier for catching Spanish mackerel, redfish, and flounder year-round, with peak fishing in spring and fall. Best times to fish are early mornings and late afternoons.

St. Andrews State Park Jetties: Known for its abundant sheepshead, redfish, and speckled trout, with peak fishing during cooler months. Fish during incoming tides for the best results.

Shell Island: Offers excellent opportunities to catch red snapper, grouper, and amberjack in the summer months. Fish around the structures and drop-offs for the best chances of success.

Grand Lagoon: A productive area for catching speckled trout, redfish, and flounder, with peak fishing in spring and fall. Early mornings and late evenings are the prime times to fish.

Mexico Beach Artificial Reef: This man-made reef attracts a variety of species, including snapper, grouper, and king mackerel, with peak fishing in the warmer months. Fish around the structure for the best catches.

Hathaway Bridge: Known for its snook, redfish, and tarpon, with peak fishing in summer and fall. Fish during early mornings and late evenings for the best action.

Panama City Beach Pier: A family-friendly pier offering catches like Spanish mackerel, king mackerel, and cobia, with peak fishing in spring and fall. Fish during the early morning hours for the best bites.

West Bay Bridge: A good spot to catch black drum, sheepshead, and speckled trout throughout the year. Best times to fish are during incoming tides and around structure.

Watson Bayou: Known for its redfish, flounder, and black drum, with peak fishing in the cooler months. Fish during high tide for the best results.

Crooked Island Beach: Offers opportunities to catch pompano, whiting, and redfish year-round. Fish during the early morning or late afternoon for the most success.

What You Can Catch in Panama City Waters

Red Snapper

Red snapper fishing in Panama City waters is popular, and anglers can have a great time catching these delicious and prized fish. The best time to catch red snapper is during the summer months when they are most active and abundant. Early morning and late afternoon are preferred fishing times, especially on calm, clear days.

Red snapper can be found in offshore waters, usually in depths ranging from 50 to 200 feet. They like to hang around reefs, wrecks, and rocky bottoms where they find shelter and plenty of food. Fishing around these structures can be very productive.

To catch red snapper, anglers use medium to heavy fishing gear with strong lines and leaders to handle their strong fight. They are attracted to various baits, including live and cut bait such as squid, shrimp, and small fish. Artificial lures that resemble small fish can also be effective.

Recommended Lures

  1. Williamson Vortex Jig – Size: 5 inches, Color: Red/White.
  2. Shimano Lucanus Jig – Size: 4 inches, Color: Pink.
  3. Berkley Gulp! Grub – Size: 6 inches, Color: Red.
  4. Rapala X-Rap Saltwater – Size: 4 inches, Color: Red Ghost.
  5. Nomad Design Madscad – Size: 5 inches, Color: Redhead.

Fish Here: Tiger Point, V Tower, Grey Tower, The Bridge, Elbow Reef, Bear Point, Tiller Reef, The Lumberjack, The Nipple, The Spur.

Grouper

Grouper fishing in Panama City waters is excellent, and anglers enjoy the thrill of catching these large and strong fish. The best time to catch grouper is during the warmer months, from spring to early fall, as they are more active in these seasons. Early morning or late afternoon is a good time to fish, and they prefer calm and clear weather.

Grouper can be found near offshore structures such as wrecks, reefs, ledges, and rock formations. They like to hide and ambush their prey, so fishing around these structures can be very productive. Grouper prefer deeper waters, usually in depths ranging from 60 to 150 feet.

To catch grouper, anglers use heavy fishing gear with strong lines and leaders to handle their powerful bites. Live bait such as pinfish, cigar minnows, or squid can be very effective in attracting grouper. Artificial lures that imitate the movement of small fish can also work well. It’s essential to be patient and allow the grouper time to take the bait before setting the hook.

Fish Here: Dog Island Reef, Bridge Rubble, St. Andrews Bay Channel Markers, Mexico Beach Artificial Reef, Bob Sikes Bridge, The Elbow, The Tiller, The Lumberjack, Twin Barges, The Tugboat.

King Mackerel

King mackerel fishing in Panama City waters is exciting and challenging, as these fish are known for their strong fight. The best time to catch them is during the summer, especially from June to August when they are most active. Early morning or late afternoon is ideal for fishing; they prefer calm and clear weather.

King mackerel can be found in offshore waters, typically in depths ranging from 20 to 60 feet. They are often around structures like wrecks, reefs, and oil rigs, where smaller fish gather. Trolling is a popular method for catching king mackerel, using live bait or artificial lures that resemble small fish.

When trolling, anglers use medium to heavy fishing gear with wire leaders to prevent the sharp teeth of king mackerel from cutting the line.

They are attracted to shiny lures with colors like silver, blue, or green. Live bait such as cigar minnows, mullet, or menhaden can also entice them. During the cooler months, king mackerel may move to deeper waters, making them harder to find.

Recommended Lures

  1. Sea Striker Got-Cha Plug – Size: 4 inches, Color: Silver with red head.
  2. Yo-Zuri Crystal Minnow Floating Lure – Size: 5 1/4 inches, Color: Blue or silver.
  3. Rapala X-Rap Saltwater Fishing Lure – Size: 4 3/4 inches, Color: Glass Ghost.
  4. Clarkspoon Mackerel Tree Rig – Size: 1/0 hook, Color: Silver.
  5. Diamond Jigs – Size: 2 to 3 ounces, Color: Chrome or silver.

Fish Here: County Pier, Mexico Beach Pier, Russell Fields City Pier, St. Andrews State Park Jetties, Panama City Beach Pier, Hathaway Bridge, The Elbow, The Lumberjack, The Tiller, The Tugboat.

Spanish Mackerel

Spanish mackerel fishing in Panama City waters is fantastic, offering lots of action for anglers. The best time to catch Spanish mackerel is during the spring and fall months when they are most abundant and active. Early morning or late afternoon is a good time to fish; they prefer clear and calm weather.

Spanish mackerel are often found nearshore in the shallow waters along beaches, inlets, piers, and near structures like wrecks and bridges. They like to stay close to the surface and can be seen jumping out of the water while chasing their prey.

Anglers use light to medium fishing gear with small hooks and leaders to catch Spanish mackerel. Small shiny spoons, jigs, and artificial lures that mimic small fish are effective in attracting them. Live bait such as shrimp or small fish can also be used.

Fish Here: Mexico Beach Pier, County Pier, Russell Fields City Pier, St. Andrews State Park Jetties, Panama City Beach Pier, Hathaway Bridge, The Elbow, The Lumberjack, The Tiller, The Tugboat.

Cobia

Cobia fishing in Panama City waters is excellent, and anglers enjoy catching these strong and tasty fish. The best time to catch cobia is during the spring and fall months when they are more active and abundant. Early morning or late afternoon is a good time to fish; they prefer clear and calm weather.

Cobia can be found in various locations, including nearshore reefs, wrecks, piers, and buoys. They like to stay close to the surface and are often seen swimming near the water’s top. They are curious fish and are known to follow boats and floating objects.

Anglers use medium to heavy fishing gear with strong lines and reels to handle the powerful cobia. Live bait such as crabs, eels, and small fish are commonly used to attract them. Artificial lures that resemble small fish or eels can also be effective.

Recommended Lures

  1. Gulp! Swimming Mullet – Size: 4 inches, Color: Pearl White.
  2. DOA Shrimp – Size: 3 inches, Color: Near Clear with Chartreuse Tail.
  3. Berkley Gulp! Shaky Shad – Size: 3 inches, Color: New Penny.
  4. Z-Man MinnowZ – Size: 3 inches, Color: Electric Chicken.
  5. Spro Bucktail Jig – Size: 1/2 ounce, Color: White with Chartreuse Tail.

Fish Here: Tyndall AFB Docks, Mexico Beach Pier, Hathaway Bridge, The Elbow, Crooked Island, Beacon Beach Marina, Panama City Beach Pier, Panama City Marina, St. Andrews State Park Jetties, The Tugboat.

Mahi-Mahi

Mahi-mahi fishing in Panama City waters is fantastic, and anglers love to catch these colorful and energetic fish. The best time to catch mahi-mahi is during the warmer months from spring to early fall. They are more active in the early morning or late afternoon when the weather is sunny and the sea is calm.

Mahi-mahi are often found in offshore waters, especially near floating debris, seaweed, and weed lines where they find food and shelter. They prefer warmer waters and can be found at depths ranging from 100 to 200 feet.

Anglers use medium to heavy fishing gear with strong lines and reels to handle the powerful mahi-mahi. Live bait such as small fish, squid, or ballyhoo is commonly used to attract them, but brightly colored lures and jigs can also be effective, especially those that mimic flying fish or squid.

Recommended Lures

  1. Yo-Zuri 3D Magnum Deep Diver – Size: 7 inches, Color: Blue Mackerel.
  2. Williamson Jet Popper – Size: 5 inches, Color: Dorado.
  3. Rapala X-Rap Saltwater Fishing Lure – Size: 4 inches, Color: Red Head.
  4. Nomad Design DTX Minnow – Size: 6 inches, Color: Dorado.
  5. Boone Mahi Jet Rigged Trolling Lure – Size: 6 inches, Color: Green-Yellow.

Fish Here: Deepwater Wrecks, The Elbow, The Spur, The Nipple, The Steps, The 131 Hole, The 131 Trench, The Edge, The Triple Lumps, The 131 Humps.

Amberjack

Amberjack fishing in Panama City waters is exciting and challenging for anglers. The best time to catch amberjack is during the warmer months from late spring to early fall. They are usually more active in the early morning or late afternoon when the weather is sunny and the sea is calm.

Amberjack can be found in offshore waters, especially around underwater structures like wrecks, reefs, and oil platforms. They prefer deeper water and are often found at depths ranging from 60 to 200 feet.

Anglers use heavy-duty fishing gear with strong lines and reels to handle the powerful amberjack. Live bait such as small fish or squid is commonly used to attract them, but jigs and lures can also be effective, especially those that imitate the appearance of smaller fish.

Recommended Lures

  1. Williamson Benthos Speed Jig – Size: 7 inches, Color: Glow.
  2. Shimano Butterfly Flat-Fall Jig – Size: 6 inches, Color: Blue Sardine.
  3. Nomad Design Madscad – Size: 6 inches, Color: Pink Mackerel.
  4. Yo-Zuri 3D Magnum Deep Diver – Size: 7 inches, Color: Bonito.
  5. Rapala X-Rap Magnum – Size: 5.5 inches, Color: Dorado.

Fish Here: The Bridge Spans, The Russian Freighter, The 131 Hole, The Tugboats, The Black Bart Wreck, The Elbow, The Nipple, The Steps, The 131 Trench, The Edge.

Wahoo

Wahoo fishing in Panama City waters is thrilling and rewarding for anglers. The best time to catch wahoo is during the warmer months from spring to fall. They are more active in the early morning or late afternoon when the weather is calm and sunny.

Wahoo can be found in offshore waters, typically far from the coast, where the ocean is deep and blue. They are often attracted to underwater structures like reefs and drop-offs, as well as areas with strong currents.

Anglers use heavy-duty fishing gear with strong lines and reels to handle the powerful wahoo. They are known to be fast and agile, so fast-moving lures in bright colors like blue and silver are commonly used to attract them.

Fish Here: The Edge, The Nipple, The Spur, The Steps, The Elbow, The Bridge Spans, The 131 Hole, The Russian Freighter, The Tugboats, The Black Bart Wreck.

Sailfish

Sailfish fishing in Panama City waters attract many anglers seeking an exciting challenge. The best time to catch sailfish is during the warmer months of late spring to early fall. They are often more active in the early morning and late afternoon when the weather is calm and sunny.

Sailfish can be found in offshore waters, particularly near underwater structures like reefs, drop-offs, and areas with strong currents. They are known to swim in shallower water depths compared to other billfish species.

Anglers typically use heavy-duty fishing gear with strong lines and reels to handle the powerful sailfish. Live bait like ballyhoo or artificial lures that mimic baitfish are commonly used. Lure colors in blue, green, and silver are popular choices.

Marlin

Marlin fishing in Panama City waters is exceptional and a dream for many anglers. The best time to catch marlin is during the warmest months, typically from late spring to early fall. They are often more active in the early morning and late afternoon when the weather is calm and sunny.

Marlins are typically found in offshore waters, far from the coast, where the ocean is deep and blue. They prefer areas with underwater structures like reefs and drop-offs, as well as locations with strong currents.

Anglers use heavy-duty fishing gear with strong lines and reels to handle the powerful marlins. Live bait such as ballyhoo or artificial lures that mimic baitfish are commonly used. Lure colors in blue, green, and silver are popular choices. In Panama City waters, anglers can target both blue marlin and white marlin.

Tarpon

Tarpon fishing in Panama City waters is thrilling, as these large and powerful fish are known for their acrobatic jumps and strong runs. The best times to catch tarpon are during the early morning or late afternoon when the water is cooler. They are most active in the warm months of spring and summer.

Tarpon can be found in various locations, such as inlets, bays, and channels, especially near structures like bridges, piers, and wrecks. They prefer water depths of around 10 to 20 feet and are often found in areas with strong currents.

Anglers targeting tarpon should use heavy-duty fishing rods with large spinning or baitcasting reels and a strong braided line. Live bait such as mullet, crabs, or large shrimp are popular choices. Artificial lures like swimbaits and topwater plugs can also be effective in attracting tarpon.

Recommended Flies

  1. Tarpon Bunny – Size: 3/0, Color: Black/Purple.
  2. EP Tarpon Streamer – Size: 3/0, Color: Chartreuse/White.
  3. Cockroach Fly – Size: 3/0, Color: Black/Purple.
  4. Tarpon Toad – Size: 2/0, Color: Olive/White.
  5. EP Peanut Butter – Size: 1/0, Color: Tan.

Fish Here: The Edge, The Nipple, The Spur, The Steps, The Elbow, The Bridge Spans, The 131 Hole, The Russian Freighter, The Tugboats, The Black Bart Wreck.

Tuna

Tuna fishing in Panama City waters offers an exciting challenge for anglers. The best time to catch tuna is during the warmer months of spring and summer when they are most active. Early morning and late afternoon are prime fishing times.

Tuna are found in offshore waters, so anglers usually need to venture out into deeper waters to find them. They are often located near underwater structures, such as reefs and wrecks, where they can find food and seek shelter.

To catch tuna, anglers use heavy-duty rods and reels, as these fish are strong and can put up a good fight. Popular baits include live baitfish like sardines or artificial lures that mimic small fish. Colors like blue, green, and silver are attractive to tuna.

Tripletail

Tripletail fishing in Panama City waters is a unique and rewarding experience for anglers. These fish can be found year-round, but they are most abundant during the warmer months of spring and summer. They are often spotted floating near structures like buoys, channel markers, and weed lines.

The best time to catch tripletail is during the early morning or late afternoon when they are actively feeding. Calm and sunny days are ideal for spotting them on the surface.

Anglers can use light to medium rods and reels with live bait like shrimp or small fish to entice tripletail. Artificial lures such as soft plastics and jigs are also effective, with colors like white or chartreuse being popular choices.

When fishing for tripletail, it’s important to approach them quietly and cast your bait or lure near the fish without spooking them.

Recommended Lures

  1. D.O.A. Shrimp – Size: 3 inches, Color: Gold Glitter/Gold Rush Belly.
  2. Gulp! Shrimp – Size: 3 inches, Color: White.
  3. MirrOlure MirrOdine – Size: 2 5/8 inches, Color: Green Back with White Belly.
  4. Z-Man TRD CrawZ – Size: 2.5 inches, Color: The Deal.
  5. Yo-Zuri 3D Inshore Twitchbait – Size: 3 1/2 inches, Color: Ghost Shad.

Fish Here: Bob Sikes Bridge, Buoy 10, Destin Pass, Pensacola Pass, Bob Sikes Cut, Navarre Bridge, Gulf Breeze Canals, Mexico Beach Canal, St. Andrews Marina, Panama City Beach Jetties.

Speckled Trout

Speckled seatrout fishing in Panama City waters is quite popular, and they are commonly found all year round. The best times to catch them are during early mornings and late afternoons when the water is cooler, especially in spring and fall.

During the summer months, it’s better to fish during low-light conditions as the trout may seek deeper and cooler waters. Speckled seatrout prefer shallow waters with grassy flats, oyster beds, and sandy bottoms.

They can often be found near structures like piers, bridges, and docks. Using a fishing rod with a light to medium action and a spinning reel is suitable for targeting speckled seatrout. Anglers can use live bait such as shrimp or small fish, or artificial lures like soft plastics in colors such as white, chartreuse, or gold.

Recommended Lures

  1. Sea Striker Got-Cha Plug – Size: 4 inches, Color: Silver with red head.
  2. Yo-Zuri Crystal Minnow Floating Lure – Size: 5 1/4 inches, Color: Blue or silver.
  3. Rapala X-Rap Saltwater Fishing Lure – Size: 4 3/4 inches, Color: Glass Ghost.
  4. Clarkspoon Mackerel Tree Rig – Size: 1/0 hook, Color: Silver.
  5. Diamond Jigs – Size: 2 to 3 ounces, Color: Chrome or silver.

Fish Here: St. Andrew Bay, East Bay, West Bay, Grand Lagoon, Shell Island, Crooked Island, West Pass, Watson Bayou, Hathaway Bridge, St. Andrew State Park.

Redfish

Redfish fishing in Panama City waters is excellent and can be caught throughout the year. The best times to catch them are during early mornings and late afternoons when they are more active. Spring and fall are generally the most productive seasons for redfish fishing.

Redfish can be found in shallow waters near marshy areas, oyster beds, grassy flats, and around structures like piers, docks, and bridges. They are often found in water depths ranging from one to three feet. Look for areas with moving tides as redfish prefer locations with access to currents.

Anglers can use a medium to heavy-action fishing rod and a spinning reel with a braided line to catch redfish. Live bait like shrimp, mullet, or pinfish is effective, as well as artificial lures such as soft plastics in white, brown, or gold colors.

Recommended Lures

  1. Sea Striker Got-Cha Plug – Size: 4 inches, Color: Silver with red head.
  2. Yo-Zuri Crystal Minnow Floating Lure – Size: 5 1/4 inches, Color: Blue or silver.
  3. Rapala X-Rap Saltwater Fishing Lure – Size: 4 3/4 inches, Color: Glass Ghost.
  4. Clarkspoon Mackerel Tree Rig – Size: 1/0 hook, Color: Silver.
  5. Diamond Jigs – Size: 2 to 3 ounces, Color: Chrome or silver.

Fish Here: St. Andrews State Park, East Pass Jetties, St. Andrews Marina, West Bay, Choctawhatchee Bay, Deer Point Lake, Grand Lagoon, Shell Island, Panama City Beach Jetties, East Bay, Crooked Island Beach.

Pompano

Pompano fishing in Panama City waters is excellent, and they are a popular gamefish to catch. The best times to catch pompano are during incoming tides and around sunrise or sunset. They are most abundant in the spring and fall months.

Pompano can be found near sandy beaches, inlets, and channels where the water is shallow and clear. They prefer water depths of around 2 to 4 feet. Look for areas with good current flow as pompano are known to feed in areas with moving water.

Anglers can use light to medium-action fishing rods with spinning reels and a fluorocarbon or monofilament line to catch pompano. The best baits for pompano are sand fleas, shrimp, and small crabs. Using colorful jigs and lures in yellow, pink, or white shades can also attract pompano.

Fish Here: Shell Island, Crooked Island Beach, Panama City Beach, St. Andrews State Park, West Bay, East Bay, Alligator Point, Mexico Beach, St. Joseph Peninsula State Park, Cape San Blas.

Flounder

Flounder fishing in Panama City waters can be exciting and rewarding. The best times to catch them are during the warmer months of spring and fall, especially during the early morning and late afternoon when they are most active. Flounders like to hide in sandy or muddy bottoms near structures like rocks, wrecks, piers, and bridges.

They are often found in bays, inlets, and channels where the water is shallow and calm. To catch flounder, anglers can use a fishing rod with a light to medium action, a spinning reel, and a variety of baits such as live shrimp, mud minnows, or artificial lures like soft plastics in colors like white, chartreuse, or pink.

Recommended Lures

  1. Gulp! Swimming Mullet – Size: 4 inches, Color: Pearl White.
  2. DOA Shrimp – Size: 3 inches, Color: Near Clear with Chartreuse Tail.
  3. Berkley Gulp! Shaky Shad – Size: 3 inches, Color: New Penny.
  4. Z-Man MinnowZ – Size: 3 inches, Color: Electric Chicken.
  5. Spro Bucktail Jig – Size: 1/2 ounce, Color: White with Chartreuse Tail.

Fish Here: Panama City Marina, St. Andrew Bay, East Bay, West Bay, Crooked Island Beach, Shell Island, Mexico Beach, Alligator Point, St. Joseph Peninsula State Park, Cape San Blas.

Sheepshead

Sheepshead fishing in Panama City waters is popular and rewarding. The best times to catch them are during high tide and around sunrise or sunset when they are most active. They can be caught year-round but are more abundant in the cooler months of fall and winter.

Sheepshead like to hang out near structures such as piers, bridges, and docks, where they can find barnacles, oysters, and other crustaceans to eat. They prefer shallow waters with depths of around 5 to 15 feet.

Anglers can use a variety of baits to catch sheepshead, including live shrimp, fiddler crabs, and sand fleas. It’s important to use a small hook size to match their small mouths and a light spinning rod with a sensitive tip for better feel and control.

Recommended Lures

  1. Gulp! Swimming Mullet – Size: 4 inches, Color: Pearl White.
  2. DOA Shrimp – Size: 3 inches, Color: Near Clear with Chartreuse Tail.
  3. Berkley Gulp! Shaky Shad – Size: 3 inches, Color: New Penny.
  4. Z-Man MinnowZ – Size: 3 inches, Color: Electric Chicken.
  5. Spro Bucktail Jig – Size: 1/2 ounce, Color: White with Chartreuse Tail.

Fish Here: St. Andrew Bay, Panama City Marina, Mexico Beach, Alligator Point, St. Joseph Peninsula State Park, Crooked Island Beach, Apalachicola Bay, Cape San Blas, East Bay, West Bay.

Jack Crevalle

Jack crevalle fishing in Panama City waters offers an exciting challenge for anglers of all ages. These strong and aggressive fish are available year-round but are most abundant during the warmer months of spring and summer. Early morning and late afternoon are usually the best times to catch them when they are most active.

Jack crevalle are often found in shallow waters near beaches, jetties, and inlets, as well as around structures like wrecks, piers, and bridges. They prefer areas with strong currents and will often be seen chasing schools of baitfish.

For jack crevalle fishing, anglers can use medium to heavy rods and reels with a strong line to handle their powerful runs. Topwater lures and jigs are popular choices, with colors like silver and white imitating the baitfish they feed on.

Recommended Lures

  1. Yo-Zuri Crystal 3D Minnow – Size: 4 3/8 inches, Color: Blue Sardine.
  2. Rapala X-Rap Saltwater – Size: 4 inches, Color: Silver Blue Mackerel.
  3. MirrOlure MirrOdine XL – Size: 4 3/4 inches, Color: Green Back with White Belly.
  4. Heddon Super Spook Jr. – Size: 3 1/2 inches, Color: Bone.
  5. DOA BaitBuster – Size: 5 inches, Color: Pearl.

Fish Here: St. Andrew Bay, Shell Island, Panama City Beach, Mexico Beach, Crooked Island Beach, St. Joseph Peninsula State Park, Alligator Point, Apalachicola Bay, Cape San Blas, East Bay.

Shark

Shark fishing in Panama City waters can be an exciting and adventurous experience. The best times to catch them are early morning or late afternoon when they are most active. They can be found year-round, but they are more plentiful during the warmer months of spring and summer.

Sharks are often found in deeper waters near drop-offs, channels, and wrecks. Some popular locations for shark fishing in Panama City include the jetties, piers, and offshore reefs. They are also known to roam along the beaches and inlets.

Anglers typically use large, sturdy rods and reels with heavy-duty lines and leaders to catch sharks. Popular baits include cut bait, whole fish, and squid. It’s important to use strong and sharp hooks to handle the powerful jaws of sharks.

Recommended Fishing Guides in Panama City

These Panama City-based charters are some of the best at putting you on great fishing action. The captains are knowledgeable and professional and are sure to put you on fish. By clicking the links below, you will be taken to the charter’s respective profile on Fishing Booker where you can read reviews, learn more about the charter, view photos, and book online at the best rate.

Recommended Fishing ChartersLocation
Tail Raiser ChartersPanama City, FL
Complete Inshore ChartersPanama City, FL
Reel Twisted ChartersPanama City, FL
Tail Addiction ChartersPanama City, FL
Reel Addiction 2 ChartersPanama City, FL
Family Fun Fishing And Bay ToursPanama City, FL
Advanced Fishing With JPPanama City, FL
Grand Slam Fishing ChartersPanama City, FL
Dauphins Charter FishingPanama City, FL

Panama City Seasonal Fishing Guide

Winter

During winter in Panama City, the most common fish to catch are sheepshead, speckled trout, and redfish. The weather can be cooler, and sometimes windy, but fishing can still be rewarding. The water temperature drops, causing fish to seek warmer spots. Anglers can find fish in deeper channels, near bridges, and around oyster beds.

Using live shrimp or artificial lures that mimic small baitfish can attract bites. While the number of fish may decrease compared to warmer months, winter fishing can still be enjoyable, especially on sunny days when the water warms up slightly.

Spring

During spring in Panama City, the fishing season starts to pick up, and a variety of fish become available to catch. Some of the common fish include speckled trout, redfish, flounder, and Spanish mackerel. The weather starts to warm up, and it can be quite pleasant for fishing.

Anglers can expect sunny days with mild temperatures. As the water warms up, fish become more active and can be found near seagrass beds, oyster bars, and shallow flats.

Summer

In the summertime, Panama City offers exciting fishing opportunities with a wide range of fish to catch. Some of the common fish species include snapper, grouper, king mackerel, and tarpon. The weather during summer can be hot and humid, with occasional afternoon thunderstorms. Fishing during early mornings or late evenings can be more comfortable.

Anglers can find fish near artificial reefs, wrecks, and deeper channels as they seek cooler water. Using live bait, such as pilchards or pinfish, or artificial lures like jigs and spoons, can effectively attract bites.

Fall

Panama City offers excellent fishing opportunities for various fish species during the fall season. Some common catches include redfish, flounder, Spanish mackerel, and sheepshead. The weather during fall is generally mild and pleasant, making it an enjoyable time to fish.

Anglers can find fish near grassy flats, oyster beds, and around structures like piers and bridges. As the water cools down, fish become more active, increasing the chances of successful catches. Using live bait like shrimp or artificial lures can attract bites from hungry fish.

sheepshead caught

How to Fish in Panama City

Beach Fishing

Surf fishing in Panama City is a thrilling way to catch fish right from the shoreline. You’ll need a sturdy fishing rod, a spinning reel, and some basic tackle like hooks, sinkers, and bait to get started. Some popular fish species you can target while surf fishing include pompano, redfish, whiting, and Spanish mackerel.

The best seasons for surf fishing are spring and fall when the waters are warmer and fish are more active. Some great locations to try out for surf fishing in Panama City include St. Andrews State Park, Camp Helen State Park, and Mexico Beach.

Pier Fishing

Pier fishing in Panama City is a fun and accessible way to catch a variety of fish without needing a boat. All you need is a fishing rod, reel, and some basic fishing tackle like hooks, sinkers, and bait. Some popular fish species you can target from piers include Spanish mackerel, flounder, redfish, and sheepshead.

The best seasons for pier fishing are spring and fall when the waters are warmer and fish are more active. Some great pier locations to try out in Panama City include the Russell-Fields Pier, the M.B. Miller County Pier, and the Panama City Beach Pier.

Boat Fishing (Inshore)

Boat fishing (inshore) in Panama City offers an exciting opportunity to catch various fish in the calmer waters closer to the shore. You’ll need fishing gear like light to medium-weight rods, reels, live bait, or lures. Inshore fishing is excellent for targeting species such as redfish, speckled trout, flounder, and sheepshead.

The best seasons for inshore fishing are typically spring, summer, and fall when the waters are warmer and fish are more active. Some great locations to try out for inshore fishing in Panama City include shallow flats, marshes, and areas around docks and bridges where fish like to feed and seek shelter.

Boat Fishing (Nearshore)

Boat fishing (nearshore) in Panama City is a great way to catch various fish without venturing too far from the shore. You’ll need a sturdy boat and fishing gear like medium-weight fishing rods and reels with various bait options.

Nearshore fishing targets species like speckled trout, redfish, flounder, and Spanish mackerel. The best seasons for nearshore fishing are usually in the spring and fall when the waters are moderate and the fish are abundant.

Some general locations to try out for nearshore fishing in Panama City are around jetties, inlets, and shallow reefs where fish like to feed and find shelter.

Boat Fishing (Offshore)

Boat fishing (offshore) in Panama City is an exciting way to catch bigger fish that live farther from the shore. You’ll need a sturdy boat and fishing gear like heavy-duty fishing rods and reels with strong fishing lines.

Offshore fishing is perfect for targeting larger species like grouper, snapper, amberjack, mahi-mahi, and sailfish. The best seasons for offshore fishing are typically in the spring and summer months when the waters are warmer and the fish are more active.

Some general locations to try out for offshore fishing in Panama City are the deep waters of the Gulf of Mexico, especially near artificial reefs, wrecks, and underwater structures where fish like to gather.

Charter Fishing

Charter boat fishing in Panama City is an exciting adventure where you can go fishing with a professional captain and crew. They provide all the necessary gear, like fishing rods, reels, bait, and tackle. The charter boats are spacious and equipped with modern fish-finding technology to help locate the best fishing spots.

The types of fish you can catch on a charter boat in Panama City include red snapper, grouper, amberjack, king mackerel, and mahi-mahi. The best seasons for charter boat fishing are typically in the spring and summer months when the waters are warmer, and the fish are more active.

Some popular locations for charter boat fishing in Panama City are the artificial reefs, wrecks, and deep sea areas in the Gulf of Mexico.

Check out this guide for a complete breakdown of the best times to fish in Panama City. Check out this guide for a complete breakdown of the cost of Panama City fishing. Check out this guide for a complete breakdown of the best charters in Panama City.

Types of Fishing Techniques: Panama City

Fly Fishing

Fly fishing in Panama City is a thrilling way to catch fish using a particular type of fishing rod called a fly rod. The best fish to target while fly fishing in Panama City are redfish, speckled trout, and tarpon.

The best seasons for fly fishing are usually in the spring and fall when the water is warmer and the fish are more active. Some great locations to try fly fishing in Panama City are St. Andrews State Park, West Bay, and the flats near the inlet.

Beach Fishing

Beach fishing in Panama City is a fun and accessible way to catch various fish. To get started, you’ll need a fishing rod and reel, a tackle box with various hooks and weights, and some bait like shrimp or sand fleas. The best fish to target from the beach are pompano, whiting, flounder, and redfish.

The best seasons for beach fishing are usually in the spring and fall when these fish are more active. Some great locations to try beach fishing in Panama City are St. Andrews State Park, Panama City Beach, and Shell Island.

Casting

Casting in Panama City is a popular fishing method requiring a fishing rod, reel, and various lures or baits. The best fish to target with casting are redfish, trout, flounder, and Spanish mackerel. The best seasons for casting are usually in the spring and fall when these fish are more active and abundant.

Some great locations to try casting in Panama City are around grassy flats, near jetties, and along the shorelines of bays and inlets. Using lures that mimic the movement of small fish or shrimp can attract the attention of these gamefish and lead to successful catches.

Live Bait

Live bait fishing in Panama City is an exciting way to catch various fish. To do this, you’ll need a fishing rod and reel, hooks, and a bucket to keep the live bait. The best fish to target with live bait are redfish, trout, and flounder.

The best seasons for live bait fishing are usually in the spring and fall when these fish are more active and feeding. Some good locations to try live bait fishing in Panama City are around marshy areas, near jetties, and along the edges of oyster beds where these fish like to hunt for their prey.

Drift Fishing

Drift fishing in Panama City is a relaxing and popular way to fish. For this method, you’ll need a fishing rod, reel, and some weights to keep your bait near the bottom. The best fish to target while drift fishing are red snapper, grouper, and amberjack.

The best seasons to drift fish are usually in the spring and summer when these fish are more active. Some good locations to try out drift fishing in Panama City are around artificial reefs and wrecks and near underwater ledges and drop-offs where these fish like to hide and feed.

Trolling

Trolling in Panama City is a fun fishing method where you use a boat to drag fishing lines with lures or bait behind it. To go trolling, you’ll need a strong fishing rod and reel and a variety of lures in different colors and sizes. The best fish to target while trolling are king mackerel, Spanish mackerel, and mahi-mahi.

The best seasons for trolling are usually in the warmer months of spring and summer when these fish are more active. Some good locations to try out trolling in Panama City are around underwater structures like reefs and wrecks, and also along the edges of drop-offs where fish like to hunt for food.

Jigging

Jigging in Panama City is a popular fishing technique that involves using a jig lure to attract fish. To go jigging, anglers will need a fishing rod and reel, preferably a medium to heavy action rod with a high-speed reel to handle the jig’s weight. Using this method, the best fish to target are grouper, amberjack, snapper, and king mackerel.

The prime seasons for jigging are typically in the warmer months from spring to summer when these fish are most active. Some excellent locations to try out jigging include offshore reefs, wrecks, and artificial structures where these fish tend to gather.

Bottom Fishing

Bottom fishing in Panama City is a great way to catch various fish that live near the ocean floor. You’ll need a sturdy fishing rod and reel with a strong fishing line to go bottom fishing. The best fish to target are red snapper, grouper, flounder, and black sea bass.

The ideal time for bottom fishing is during the warmer months of spring and summer when these fish are more active. Look for underwater structures such as reefs, wrecks, and rock formations where fish tend to congregate. Some popular locations for bottom fishing in Panama City include artificial reefs and ledges, as they attract a lot of fish seeking shelter and food.

Fishing License Requirements

For the most up-to-date information on licenses, stamps, regulations, bag & size limits, please check out the Florida Fish and Wildlife Conservation Commission regulations page. Click here to see the updated information. Click here to see a breakdown of the best times for Florida seatrout.

Size Requirements, Bag Limits, and Legal Fishing Seasons

For the most up-to-date information on legal fishing seasons, bag & size limits, please check out the Florida Fish and Wildlife Conservation Commission fishing regulations page. Click here to see the updated information. For a complete breakdown of the best times to catch cobia in Florida, check out this guide.

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